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| Name | Title | Background | |------|-------|------------| | Rashid Alam | Co‑Founder & CEO | 15 years in e‑commerce product leadership (Amazon, Flipkart) | | Mina Chowdhury | Co‑Founder & COO | MBA (Harvard), ex‑consultant on digital transformation for FMCG | | Arif Khan | CTO | PhD in Distributed Systems, former senior engineer at Microsoft Azure | | Leila Sanjay | CFO | CPA, previously Head of Finance at PayU (Asia) | | Tanuj Patel | Chief Data Officer | Data‑science PhD, led AI team at NielsenIQ |


| Timeline | Initiative | Objectives | Expected Impact | |----------|------------|------------|-----------------| | H1 2026 | Launch Viwap Finance (micro‑credit & invoice factoring) | Provide working‑capital loans to 5,000 SMEs | ↑ 15 % merchant LTV, diversify revenue | | H2 2026 | Enter African Market (Nigeria & Kenya) via joint venture with local telcos | Capture 1 % of mobile‑payment market in each country | US$ 30 M incremental revenue by 2028 | | 2027 | AI‑driven Personalization Engine (real‑time product recommendation for merchants) | Increase average basket size by 8 % | Higher merchant commissions & upsell revenue | | 2028 | Carbon‑Neutral Operations – transition data‑centers to 100 % renewable energy | ESG leadership, meet UN‑SDG compliance | Attract ESG‑focused investors, improve brand equity | | 2029 | IPO on the Singapore Exchange (SGX) | Raise US$ 500 M for global expansion | Strengthen balance sheet, broaden shareholder base | Given the topic seems to refer to a


Bd Company, operating under the brand Chans Viwap Com, is a fast‑growing technology‑driven enterprise that specializes in digital commerce solutions, data‑analytics platforms, and integrated payment services across Southeast Asia and the broader APAC region. Since its inception in 2015, the firm has positioned itself as a “one‑stop shop” for small‑ and medium‑sized enterprises (SMEs) seeking to transition to omnichannel retail, streamline supply‑chain operations, and unlock new revenue streams through data‑centric insights.

Key figures (as of FY 2025):

| Metric | Value | |--------|-------| | Annual Revenue | US$ 212 million (↑ 28 % YoY) | | Active Merchant Base | 23,600 merchants | | Transaction Volume | US$ 4.9 billion processed | | Employee Count | 1,140 (global) | | Geographic Reach | 8 countries (Bangladesh, India, Vietnam, Thailand, Malaysia, Singapore, Philippines, Indonesia) | | Funding | US$ 190 million (Series C) – led by Sequoia Capital & SoftBank Vision Fund |