Winning Eleven 3 Final Version English Patch -

The Winning Eleven 3 Final Version English Patch is more than just a translation file. It is a cultural bridge. It is the key that unlocked one of the greatest sports games ever made for a global audience. Without it, a masterpiece would have remained a cryptic curiosity. With it, WE3 Final Version became the blueprint for every Pro Evolution Soccer that followed.

Whether you are a retro collector setting up a Raspberry Pi, a millennial reliving dorm room battles, or a younger player curious about the "Champions League final before FIFA," this patch is your gateway.

So, fire up your emulator. Select Arsenal (or the patched equivalent, "North London"). Put Dennis Bergkamp up front. Hold R1 for sprint, tap the through ball, and volley home. The menus are in English, but the magic is universal.

Need help finding the latest translation patch? Search for "WE3 Final English Patch v1.1" on major retro gaming forums. Game on.

Further Reading:

Winning Eleven 3 Final Version English Patch is a community-driven project that translates the classic 1999 PlayStation 1 title—originally released only in Japan—into full English. While the original game was known for its technical improvements over the standard World Cup '98 edition, the lack of an official Western release for the "Final Version" left fans reliant on these fan-made translations. Key Features of the Final Version The "Final Version" (often referred to as Football 99 ) refined the gameplay of the initial Winning Eleven 3 with several critical upgrades: Improved Mechanics

: Enhanced match speed, more realistic shooting power, and better goalkeeper AI. Expanded Rosters

: Updated team lineups following the 1998 World Cup, including 40 total teams and three new additions: Northern Ireland, Morocco, and Tunisia. Hidden Teams

: Unlockable "All-Star" teams, such as the World All-Stars and European All-Stars, featuring legendary 90s players. New Graphics

: Redesigned kits and the addition of a new stadium modeled after the Stade de France What the English Patch Provides Standard English patches, like the popular 2020 New English Patch

, focus on making the game fully accessible to non-Japanese speakers: Full Menu Translation

: All game modes, settings, and formation menus are translated into English. Player & Team Names

: Transliterates Japanese names into their correct English counterparts (e.g., real player names for the Japan national team). English Commentary

: While the Final Version originally removed multi-language support in favor of Japanese-only commentary, some patches re-integrate the English commentary by Tony Gubba. How to Access & Play

Because this is a retro title, playing the English-patched version typically requires one of the following:

To play World Soccer Jikkyou Winning Eleven 3: Final Version

in English, you must apply a community-made translation patch to the original Japanese ISO or download a pre-patched version. 1. Locate the English Patch

The most recent and comprehensive patch for this title is the New English Patch 2020.

What it translates: League and Cup menus, player names (mostly corrected from Japanese), and real names for All-Star and hidden teams.

Unlocked content: Most versions of this patch come with hidden teams already unlocked, such as the World All-Stars, Euro All-Stars, and FC Divo Stars.

Sources: Community forums like Dreamcast-Talk and ZonaWE host links to pre-patched ISOs and individual patch files. 2. How to Apply the Patch (Manual Method)

If you have a separate .ppf or .ips patch file and the original Japanese ISO:

Download a Patcher: Use tools like PPF-O-Matic for .ppf files.

Select the ISO: Open the original Japanese Winning Eleven 3 Final Version ISO or BIN file in the patcher.

Apply the Patch: Load the English patch file and click "Apply."

Fixing Disc Errors: If the game doesn't boot, rename your .iso to .bin and create a matching .cue file with the correct track data to ensure the emulator reads it properly. 3. Unlock All Teams (Without Patch)

If your version does not have teams unlocked, you can use the classic button codes at the Main Menu:

First Two All-Star Teams: Press Up, Up, Down, Down, Left, Right, Left, Right, X, O.

Third Hidden All-Star Team: Complete the League Mode on Hard difficulty. Golden Hair Romania: Win the World Cup using Romania. 4. Basic Controls Guide winning eleven 3 final version english patch

Since many menus might still have Japanese symbols or shortened English, here are the essential gameplay controls: Short Pass / Soft Tackle X Long Ball / Cross / Hard Tackle Circle Shoot / Clearance Header Square Through Pass / Keeper Charge Triangle Dash (Run) R1 One-Two Pass L1 + X Chip Shot L1 + Square (in the box)

Pro-Tip: If your music sounds distorted after patching, some users recommend lowering the music volume in the game settings as certain patches can "scratch" the audio files.

Are you planning to play this on an original console or through an emulator?

The Ultimate Soccer Experience: Winning Eleven 3 Final Version with English Patch

For soccer fans and gamers alike, Winning Eleven 3, also known as Pro Evolution Soccer 3, is a legendary game that still holds a special place in the hearts of many. Released in 2003, this game was a significant milestone in the evolution of soccer video games, offering a more realistic and immersive experience compared to its predecessors. However, one of the main drawbacks for English-speaking players was its lack of a comprehensive English patch, which limited its accessibility. Fortunately, dedicated fans and modders have worked tirelessly to create an English patch for the final version of Winning Eleven 3, making it possible for players worldwide to enjoy this classic game in its entirety.

What is Winning Eleven 3?

Winning Eleven 3, or Pro Evolution Soccer 3, is a soccer video game developed and published by Konami. It was released in 2003 for the PlayStation 2 and PlayStation consoles. The game is part of the Pro Evolution Soccer series, which has become synonymous with high-quality soccer gaming. Winning Eleven 3 built upon the success of its predecessors, offering improved gameplay mechanics, enhanced graphics, and a more extensive range of teams and leagues.

The Gameplay and Features

Winning Eleven 3 introduced several innovations that set it apart from other soccer games of its time. Its gameplay was characterized by a more realistic approach to soccer, with an emphasis on strategy, skill, and teamwork. Players could choose from a vast array of teams, including top European leagues and national teams, each with authentic players and kits.

The game featured several modes, including a Master League, where players could manage their teams over multiple seasons, and a World Championship mode, which allowed for international competition. The gameplay was praised for its depth and realism, offering players a high degree of control over their teams and players.

The Need for an English Patch

Despite its critical acclaim, Winning Eleven 3 faced a significant barrier to entry for English-speaking players: the lack of an official English patch. The game was primarily released in Japanese, with some versions featuring limited English support. This made it challenging for players who were not fluent in Japanese to fully enjoy and appreciate the game.

The Community to the Rescue: The English Patch

The gaming community has always been known for its dedication and creativity, and the fans of Winning Eleven 3 are no exception. Recognizing the demand for an English patch, modders and translators worked together to create a comprehensive patch that would translate the game into English.

This English patch for the final version of Winning Eleven 3 is a testament to the community's passion and commitment. It not only translates the game's text but also aims to preserve the original gameplay and experience that made Winning Eleven 3 a classic.

Installing the English Patch

For those interested in playing Winning Eleven 3 with an English patch, the process involves a few steps:

Conclusion

The English patch for Winning Eleven 3's final version represents more than just a translation; it's a gateway to a legendary gaming experience. It allows a new generation of players to discover and enjoy a game that was previously inaccessible due to language barriers.

For veteran players, it's an opportunity to relive fond memories with improved accessibility. For newcomers, it's a chance to experience one of the most iconic soccer games in a more familiar and engaging way.

The community-driven effort to create and share this patch underscores the enduring appeal of Winning Eleven 3 and the dedication of its fan base. As gaming continues to evolve, it's heartening to see classic games like Winning Eleven 3 remain relevant, thanks to the passion and hard work of gamers and modders around the world.

Whether you're a soccer gaming enthusiast, a retro gaming aficionado, or simply someone looking for a challenging and rewarding gaming experience, Winning Eleven 3 with its English patch is definitely worth checking out.

For fans of retro football gaming, the Winning Eleven 3 Final Version English Patch

is a community-driven project that translates the 1999 Japanese classic into a fully playable English experience. Originally released only in Japan by Konami, this "Final Version" refined the gameplay of International Superstar Soccer Pro 98 (ISS Pro 98) with smoother movements and updated rosters. Key Features of the English Patch Modern patches, such as the widely used 2020 English Patch , go beyond simple text translation: Menu Translation

: League and Cup menus are converted from Japanese to English for easier navigation. Corrected Player Names

: Real-world player names are re-corrected and translated into English for all teams (except sometimes the Japanese national team). Unlocked Content

: Many patch versions automatically unlock hidden teams, including the World All Stars Euro All Stars Enhanced Rosters

: Features 40 teams with updated data from the 1998 World Cup period. Patch Comparison & Technical Notes The 2020 "New English Patch" The Winning Eleven 3 Final Version English Patch

: Often recommended for its comprehensive translation and unlocked hidden teams. Bleemshell Compatibility

: While many use this patch on emulators or original hardware, specific versions exist for Dreamcast Bleemshell , though some users report audio glitches in menu themes. Save Files vs. ISO Patches

: You can find "English names" either as pre-patched ISO files or as DexDrive Save Games

that contain edited names and unlocked teams for the original Japanese disc. Gameplay Refinements in the Final Version

The "Final Version" remains popular because it fixed several bugs from the standard Winning Eleven 3 . Notable improvements include: Performance : Faster match speed and more responsive goalie movement.

: Enhanced shooting power and more accurate ball physics compared to its predecessors. Customisation : Added camera viewpoints and improved formation options.

If you are looking to download the patch, creators often host links on community platforms like MediaFire via Dreamcast-Talk or through specialized retro gaming YouTube playlists that provide "all-in-one" links for PC, PS1, and mobile. to your game file?

Winning Eleven 3 Final Version (released in late 1998) is widely considered the peak of soccer gaming on the original PlayStation. While the official release was in Japanese, English patches created by the fan community allowed international players to navigate menus and identify players. ⚽ The Legacy of Winning Eleven 3 Final Version

Winning Eleven 3: Final Version (WE3FV) refined the gameplay of its predecessor, World Cup '98 France, to near perfection. It set the mechanical foundation for the beloved Pro Evolution Soccer (PES) series. Key Gameplay Innovations

Tactical Depth: Introduced sophisticated formation editing and individual player roles.

Player Physics: Improved ball control and weight compared to the standard WE3.

Hidden Teams: Featured the famous "Golden Era" classic teams (Brazil '58, etc.).

Legendary Rosters: Captured the peak era of icons like Ronaldo Nazário, Zidane, and Roberto Carlos. 🛠️ The English Patch: Purpose and Function

Because the game was a Japan-exclusive "Final Version" update, the English patch became essential for the global community.

Menu Translation: Converts UI elements (Master League, Exhibition, Options) into English.

Player Names: Replaces Japanese Kanji/Katakana with Romanized names. Team Names: Updates club and national team designations.

Technical Format: Usually distributed as a .ppf (PlayStation Patch File) to be applied to a game image (ISO/BIN). 📋 How to Apply the English Patch

To use an English patch today, you generally follow these technical steps:

Obtain the Image: Create a digital backup (ISO or BIN/CUE) of your original Japanese game disc.

Download the Patch: Locate a reliable .ppf file from community archives like RomHacking.net. Use a Patching Tool: Run a program like PPF-O-Matic.

Apply: Select your game image as the "ISO file" and the English patch as the "Patch file," then click apply.

Emulate: Load the patched file into an emulator like DuckStation or ePSXe. ⚠️ Historical Context and Compatibility

Version Mismatch: Patches for the standard Winning Eleven 3 will not work on the Final Version.

The "French" Influence: Many early patches were actually French-to-English translations, as the game had a massive underground following in Europe.

Master League: Some patches prioritize the Master League mode, ensuring all transfer market text is readable.

📍 Key Point: This game is the direct ancestor of the modern "Simulation" style of soccer games, prioritizing physics over arcade speed. AI responses may include mistakes. Learn more

Pick 1, 2, or 3.

Winning Eleven 3 Final Version: How to Get and Play the English Patch Further Reading:

For many retro gaming enthusiasts, Winning Eleven 3 Final Version (WE3 Final) represents the absolute pinnacle of football gaming on the original PlayStation. Released by Konami in late 1998, it was the refined, "fixed" version of the standard Winning Eleven 3 (released as International Superstar Soccer Pro 98 in the West).

However, because the "Final Version" was a Japan-exclusive release, many fans are left staring at menus they can’t read. This is where the Winning Eleven 3 Final Version English Patch becomes essential. Why Winning Eleven 3 Final Version?

Before diving into the patch details, it’s important to understand why this specific game is still played decades later. WE3 Final is often cited as having the most "pure" gameplay in the series.

Refined Ball Physics: The ball feels less "glued" to the player than in previous iterations.

Balanced Gameplay: It fixed the "overpowered" speed stats from the original WE3.

Iconic Rosters: It features legendary squads from the 1998 World Cup era, including Brazil’s Ronaldo (R9), France’s Zidane, and Croatia’s Šuker. The Need for an English Patch

While the gameplay is intuitive, the management side—tactics, formation changes, player substitutions, and the iconic Master League—is difficult to navigate in Japanese. The English patch translates: Main Menu options Player Names (changing from Katakana to Latin script) Team Names In-game HUD and Scoreboards Formation and Strategy settings

How to Install the Winning Eleven 3 Final Version English Patch

Applying a patch typically involves a process called "ISO patching." You will need a legal backup of your Japanese WE3 Final Version game in .bin or .iso format. 1. Requirements The Game Image: A digital backup of your original disc.

PPF Patch File: Usually found on retro gaming translation forums (like Romhacking.net or dedicated WE/PES fan sites).

PPF-O-Matic: The standard software used to apply .ppf patches to PlayStation games. 2. The Patching Process Open PPF-O-Matic.

In the "ISO File" section, select your Winning Eleven 3 Final.bin file.

In the "Patch" section, select the English .ppf file you downloaded. Click Apply.

Once successful, your game file is now translated. You can play this on original hardware using a modded console or via a PlayStation emulator. Recommended Emulation Settings

To get the best experience with the English patch on modern hardware (PC, Android, or Steam Deck), use the following setup:

Emulator: DuckStation (recommended for its "PGXP" feature which fixes wobbling 3D textures).

Resolution: Upscale to 1080p or 4K to see the translated text clearly.

Controller: Use a DualShock 4 or DualSense to mimic the original PS1 feel. Legacy and Community

The Winning Eleven community is one of the most dedicated in gaming. Even today, you can find "Season 2023/2024" patches for WE3 Final that not only translate the game into English but also update the rosters, kits, and stadiums to reflect modern football.

Whether you are looking for a nostalgia trip or want to see why older gamers claim "Winning Eleven was better back then," the English patch for Winning Eleven 3 Final Version is your gateway to the best footballing experience of the 32-bit era.

Today, playing this patched gem requires a few steps. Due to copyright laws, we do not distribute ROMs or ISOs, but we can guide you through the process of patching your own legally obtained copy.

| Mode | Description | |------|-------------| | Exhibition | Friendly match – pick national teams or J.League clubs | | World Cup | Qualify + finals tournament (48 teams) | | League | Custom league (4–16 teams from national squads) | | Point Match | Earn points to unlock hidden teams (see below) | | Training | Practice free kicks, penalties, corner routines | | VS Human | Two-player mode |

No Master League – that started in WE4.

In the pantheon of football video games, few titles command the respect and nostalgic reverence of Winning Eleven 3: Final Version. Released by Konami in 1998 for the original Sony PlayStation, this game didn’t just improve upon its predecessor—it redefined what a football simulation could be. For many fans in the West, however, the experience was hampered by one significant barrier: the impenetrable wall of Japanese kanji.

Enter the Winning Eleven 3 Final Version English Patch—a fan-made labor of love that transformed this Japanese-exclusive masterpiece into a globally accessible classic. This article dives deep into the history of the game, the importance of the English patch, how to apply it, and why, over two decades later, it remains a cornerstone of retro gaming communities.

Play Point Match to earn points, then buy from PES Shop in Options:

| Points | Unlockable | |--------|-------------| | 300 | All-Japan Team (Classic Japan) | | 500 | World Legends A (e.g., Maradona, Zico) | | 800 | World Legends B (e.g., Beckenbauer, Cruyff) | | 1000 | European All-Stars | | 1200 | American All-Stars | | 1500 | Classic World XI |

After unlocking, hold L1 when selecting a national team to pick the classic version.

About the Taking Control campaign

Concerns over the impact of the bailiff’s knock at the door have been long raised by debt advice agencies and other charities, based on the experiences shared with us by people in financial difficulty week in, week out. 

There has been some progress in improving bailiff law, resulting in the 2014 bailiff reforms in England and Wales, known as Taking Control of Goods. 

However, these reforms have had only limited success – and people contacting debt advice charities continue to report widespread problems with the behaviour of bailiffs and bailiff firms. 

Our organisations – AdviceUK, Christians Against Poverty, Citizens Advice, Community Money Advice, Debt Justice, the Institute of Money Advisers, Money Advice Trust, PayPlan, StepChange Debt Charity, The Children’s Society, Toynbee Hall and Z2K – have all seen the impact of continued problems in the bailiff industry on the front line of the services they provide. 

Our Taking Control campaign aims to highlight the experiences of our clients with bailiff action, with recommendations for further reform. 

The Taking Control campaign partners are calling for: independent bailiff regulation and a free and independent complaints mechanism. 

The campaign aims to highlight our clients’ experiences of bailiff action, to support further reform that ensures all bailiffs and bailiff firms follow the best practices.  

Our recommendations include: 

Reports and Insight

Read our March 2017 report, Taking Control: The need for fundamental bailiff reform, or  to find out more. 

Read our “One year on” report which highlights the progress our campaign made in 2018.  The Ministry of Justice announced a call for evidence to “crackdown on rogue bailiffs” in response to our concerns.  

Various members of the coalition gave evidence to the Justice Committee inquiry into Bailiffs: Enforcement of debt which reported in April 2019. It concluded that there should be an independent regulatory body and a separate complaints body for the enforcement sector. 

In 2020, The Centre for Social Justice founded the Enforcement Oversight Working Group, with representatives from the debt advice sector and the enforcement sector to develop an oversight body. 

On 26 July 2021, the Centre for Social Justice put forward proposals for a new Enforcement Conduct Authority to oversee bailiff activity in its report Taking Control for Good.  

The coalition responded welcoming the proposals. 

Debt adviser surveys  

We have carried out surveys of debt advisers at various points to track the effectiveness of improved oversight of the enforcement industry.   

2018 adviser survey  

We conducted a survey of 308 advisers who worked for organisations within the Taking Control coalition. The responses were included in our response to the Ministry of Justice Call for Evidence.  

2023 adviser survey 

We conducted our most recent survey of advisers in February/ March 2023.  This attracted 402 responses.  

The survey reveals that, in many cases, standards of behaviour still fall significantly below expectations set out by the Ministry of Justice in its National Standards for Enforcement Agents, as well as lagging well behind accepted best practice in other creditor sectors, such as FCA-regulated debt collection. 

Have you been visited by a bailiff?

If so, we would like to invite you to share your experience – anonymously – to help inform policy makers as they consider the case for further reform to bailiff law.

Select your Parliamentary constituency below – or if you don’t know your constituency, entering your postcode below and we will find it for you (please note your postcode will not be stored).

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Enter your postcode and click check

500 word limit. Remaining 500.

Click submit to send us your experience, anonymously. Please note there is no way that this message can be replied to.

If you need help with debt or are worried about a bailiff visit, seek free advice from an independent debt charity as soon as possible.

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Where to find more information and understand your rights

The law on bailiffs is complicated. The National Debtline website gives more information to help you understand your rights and how best to deal with bailiff action depending upon the type of debt you have. 

There are links to fact sheets with advice about different debts and you can also find a fact sheet on how to complain about a private bailiff with sample letters you can use. 

You can find a suite of information and advice about bailiffs at Citizens Advice. This explains what a bailiff is and the process they must follow. You'll also find information about how you can prevent or stop bailiff action, what to do if a bailiff is due to visit, what you need to do if you've received a bailiff's notice, and how to complain. 

The bailiff help and advice at StepChange includes a video which gives advice on dealing with bailiffs. You will also find information about bailiff rights and powers, fees and costs, what goods can be taken and how to deal with bailiffs. 

Remember 

If you need help with debt or are worried about a bailiff visit, seek free advice from an independent debt charity as soon as possible. 

Are you a debt or money adviser? Can you help our campaign?

The organisations behind the Taking Control campaign – AdviceUK, Christians Against Poverty, Citizens Advice, Community Money Advice, Debt Justice, the Institute of Money Advisers, Money Advice Trust, PayPlan, StepChange Debt Charity, The Children’s Society, Toynbee Hall and Z2K – have all seen the impact of continued problems in the bailiff industry on the people we support. 

Our Taking Control campaign aims to highlight our clients’ experiences of bailiff action, to support further reform that ensures all bailiffs and bailiff firms follow the best practices.  

Our recommendations include: 

 As part of the campaign, we need the help of local advisers who regularly see the impacts of bailiff action on the people they advise. We would like you to:  

Consultation responses

We have responded as a coalition to a range of consultations and calls for evidence that are relevant to improving the way in which enforcement regulation and processes work. 

2019 

Response to the Ministry of Justice call for evidence on bailiff reform 

As a result of our campaign and growing concerns over the impact of bailiff action, in November 2018 the Ministry of Justice launched a call for evidence on bailiff reform. 

The organisations that make up the Taking Control campaign came together to issue a joint response to this call for evidence in February 2019. 

2022 

The government response to the call for evidence  

The government responded to the call for evidence in December 2022, supporting the establishment of the Enforcement Conduct Board and committing to a review of its work within two years to decide if statutory reform is needed. 

It promised to make the use of body worn cameras mandatory and to look at the fee structure. 

2023 

Response to the Ministry of Justice questionnaire on the taking control of goods (fees) regulations 2014 

The coalition responded to this questionnaire in February 2023. We called for a fundamental review of the enforcement fee regime.  

Read our full response to the Ministry of Justice enforcement fees questionnaire. 

The government response committed to increasing enforcement fees but also agreed to review a number of regulations in a further consultation.  

Response to the Ministry of Justice Taking Control of Goods regulations consultation  

The coalition responded to this consultation in December 2023.   

Some of the government proposals would be beneficial to people dealing with bailiff action such as: 

Read our full response to the Ministry of Justice Taking control of goods regulations consultation. 

We hope the Ministry agrees to implement the changes as soon as possible.   

2024 

Response to the Civil Justice Council Enforcement call for evidence 

The coalition responded to this consultation in September 2024.  We proposed a variety of reforms to enforcement in the county court including simplifying the process and abolishing High Court enforcement in most cases. 

Read our full response to the Civil Justice Council Enforcement call for evidence.  

Response to the Enforcement Conduct Board (ECB) Standards for enforcement work and oversight model  

The coalition responded to this consultation in September 2024. We emphasized our belief that statutory powers are needed for the ECB to be an independent and effective regulator. 

Read our full response to the ECB Standards for enforcement work and oversight model consultation. 

Response to the Enforcement Conduct Board (ECB) Approach to complaints handling and sanctions   

The coalition responded to this consultation in November 2024 welcoming the ECB overall approach. There will be further consultation on additional guidance for vulnerability and for assessing affordability in 2025. 

Read our full response to the ECB Approach to complaints handling consultation

2025

Response to the Ministry of Justice Enforcement Sector Regulation: Reforming the regulation of individuals and firms that use the Taking Control of Goods Procedure

The coalition responded to this consultation in July 2025. The introduction of a statutory regulator has been the primary goal of the Taking Control coalition since 2017. We warmly welcomed this consultation, as it indicated that the Government has concluded that it is necessary to legislate to ensure that all individuals and firms using the Taking Control of Goods Procedure are regulated to the same standards, overseen by the same independent body.

Read our full response to the Ministry of Justice consultation.

Response to the Enforcement Conduct Board (ECB) consultation on Standards for Enforcement Work - vulnerability and ability to pay 

The coalition responded to this consultation in October 2025. This consultation looked at adding additional guidance for vulnerability and for assessing affordability to the existing standards. In our response, we acknowledged that the ECB has a difficult task in these areas, but asked them to review their overall approach and to strengthen the standards in places.  

Read our full response to the ECB consultation on vulnerability and ability to pay.

The Enforcement Conduct Board 

In 2022, the Enforcement Conduct Board (ECB) was set up, to provide independent oversight for the enforcement industry (bailiffs).   

This followed work by the Enforcement Oversight Working Group, led by the Centre for Social Justice think tank, and which included representatives from the Taking Control campaign group.   

The aim of the ECB is to ensure that anyone experiencing enforcement action in England and Wales is treated fairly. Accredited firms will have to follow their standards for enforcement agents and firms. They will also provide an “accessible and independent complaints process”.  

You can find out more about the Enforcement Conduct Board (ECB) by visiting their website.   

We welcome the creation and implementation of the ECB. However, we think it is vital that they are given statutory powers to require enforcement agents and firms to follow their rules and standards. We are calling on the Government to give the ECB the powers it needs to deliver effective, independent regulation of the enforcement industry.   

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7.1 The Charity Site is intended for use within the United Kingdom. These Terms and Conditions will be subject to the laws of England and Wales. We will try to resolve any disagreements quickly and efficiently. If you are not happy with the way we deal with any disagreement and you want to take court proceedings, you must do so within England and Wales.

8. International Use

8.1 We make no promise that materials on the Charity Site are appropriate or available for use in locations outside the United Kingdom, and accessing the Charity Site from territories where its contents are illegal or unlawful is prohibited. If you choose to access the Charity Site from locations outside the United Kingdom, you do so on your own initiative and are responsible for compliance with local laws.

9. Miscellaneous

9.1 If you breach these Terms and Conditions and the Charity chooses to ignore this, the Charity will still be entitled to use its rights and remedies at a later date or in any other situation where you breach the Terms and Conditions.

9.2 The Charity shall not be responsible for any breach of these Terms and Conditions caused by circumstances beyond its reasonable control.

9.3 The Charity Site is owned and operated by Money Advice Trust, 21 Garlick Hill, London EC4V 2AU.

9.4 If you have any queries please contact .

Privacy notice

Introduction


The Trust (“we” or “us”) take the privacy of your information very seriously. This notice explains how and for what purposes we use the information collected about you.

The Trust looks after the information it holds about you, and respects your privacy. We take appropriate security precautions to prevent your information being lost or falling into the wrong hands.

We make sure that the information we hold is as accurate as possible; we do not hold more information than we need; and we do not hold it longer than we need to.

We keep records of all personal data that we process ensuring we have identified and documented a legal basis for processing the data.

We do not share your data with anyone else without your permission, except when we believe it is the only way to prevent harm to you or other people. If we do disclose information without your permission, this is authorised by a senior member of staff, and we will explain our reason to you at the earliest opportunity.

This privacy notice details the way in which we will treat your information, your rights in relation to it, and how we will ensure that your data is kept safe, secure and in your control. It will do this for all the ways in which you choose to access our service.

If you have any queries about this notice or anything to do with how we treat your data, please get in touch with us by using the contact details at the bottom of this notice.

Information collected

If you sign up to one of our newsletters or fill out one of our enquiry or order forms, we will retain this information. This will not be sent to any other organisation. Should you wish to be removed from the newsletter/s at any point please either unsubscribe from the link in the most recent newsletter, or contact using info@moneyadvicetrust.org.

If you contact us to enquire further about our services, we will retain this information. This will not be provided to any other organisation and will only be used for the purposes in which we have told you it shall be used. You can contact us at any time to request your information to be removed.

Use of this information

Use of this information: We will use some of this information in order to:

We may collate anonymous data which is shared with our partner agencies, funders and the government. This is to enable us to demonstrate demand and use of the site.

Information automatically collected from your computer

Log files/IP addresses: When you visit the site our web server automatically records your IP address. This IP address is not linked to any of your personal information. We use IP addresses to help us administer the site, to collect demographic information and to find out such things as how many people are visiting particular pages on our site. Our website may also use a website recording service which may record mouse clicks, mouse movements, page scrolling and any text keyed into website forms. Data collected by this service is used to improve our website usability. The information collected is stored and is used for aggregated and statistical reporting, and is not shared with anybody else. We may also gather other non-personal information (from which we cannot identify you) such as the type of your internet browser which we use to provide you with a more effective service.

Cookies: For a comprehensive overview of how we use cookies please refer to our Cookies Policy.

Use of this information: We will use some of this information in order to:

We may collate anonymous data which is shared with our partner agencies, funders and the government. This is to enable us to demonstrate demand and use of the site.


The Trust and how we treat your data

The Trust is committed to good practice in the handling of personal data and careful compliance with the requirements of the Data Protection Act (1988) (references to the DPA shall include, to the extent applicable, the General Data Protection Regulation 2016/679.

The Trust is committed to good data management in order to protect people from harm. This means:

The Trust also ensures that it takes into account the legitimate concerns of individuals about the ways in which their data may be used. In particular, The Trust aims to be open and transparent in the way it uses personal data and, where relevant, to give individuals a choice over what data is held and how it is used.

The General Data Protection Regulations (GDPR) creates new rights for how organisations treats individual’s data and these are detailed below.

The Trust complies with all relevant DPA legislation and also ensures that the principles of the GDPR are incorporated into the service that we provide.


The right to be informed

The Trust will ensure that all individuals understand why their data is being obtained, how it is being used and how they can access it. We shall provide this information in a manner that is concise, transparent, intelligible and easily accessible. This information is provided for all ways in which you may communicate with us.


The right of access

The Trust wants all people it helps to understand how they can access their personal data, and will ensure that they are able to do this easily and quickly. Please contact if you wish for further information on this.


The right to erasure

The Trust wants you to be comfortable about the data that we hold about you and we provide the facility for you to request the deletion or removal of your personal data where there is no compelling reason for its continued processing.

You have a right to have your personal data erased and to prevent processing in the following circumstances;

The Trust can refuse to comply with a request for erasure where the personal data is processed for the following reasons;

The Trust has a policy of anonymising your data six years after last contact. These records are used for statistical purposes by the Trust. Anonymised records will be held indefinitely.


The right to restrict processing

If you wish for us to no longer process your data, then we will ensure this happens. You may wish to do this if:

If the Trust has disclosed the personal data in question to third parties, we shall inform them about the restriction on the processing of the personal data, unless it is impossible or involves disproportionate effort to do so.

The Trust will inform individuals if it decides to lift a restriction on processing.


The right to data portability

Should you wish for your data to be provided to you in a machine readable format (e.g. CSV) so that another organisation can process this data, then the Trust will facilitate this where possible. Please contact the Data Protection Officer for more information by email: .


The right to object

You have the right to choose how we use your data, if you object, then please let us know.


The rights in relation to automated decision making and profiling

The Trust does not used automated decision making in any of its processes.


Direct marketing

The Trust only uses personal data for direct marketing in the following instances:

Permission will be obtained when the contact details are provided together with details of how an individual’s details will be processed and what to do if they decide they want them removed.

The Trust must stop processing personal data for direct marketing purposes as soon as it receives an objection from an individual. There are no exemptions or grounds to refuse. The request must be dealt with immediately and be free of charge.


Transferring your information outside of Europe

As part of the services offered to you, the information you provide to us may be transferred to countries outside of the European Union (“EU”). By way of example, this may happen if any of our servers are from time to time located in a country outside of the EU or one of our service providers is located in a country outside of the EU. These countries may not have similar data protection laws to the UK. If we transfer your information outside of the EU in this way, we will take steps with the aim of ensuring that your privacy rights continue to be protected as outlined in this privacy notice. If you use the site while you are outside the EU, your information may be transferred outside the EU in order to provide you with those services.


How to contact us

The Data Protection Officer for the Trust is the Head of Compliance and Risk. You can contact them by emailing or by writing to Money Advice Trust, Tricorn House, 51-53 Hagley Road, Edgbaston, Birmingham B16 8TP.